How to Destiny Card Login and Account Setup 2023? [Step-by-Step Guide]

Business Debamalya Mukherjee Finance 22 August 2023 5 Mins Read
How to Destiny Card Login and Account Setup 2023

When we talk about the Destiny Card login process, we typically refer to the Destiny Credit Card login process. But what is the Destiny Card, and what is the process of logging in to avail of its services?

You need to first create a Destiny Credit Card account and learn how to log in to its online platform. To learn how to do so, you simply need to read this post till the end! You will get an in-depth explanation of the entire process.

Destiny Credit Card: Overview

Destiny Credit Card Overview

The Destiny Credit Card is a form of unsecured credit card that was launched by First Electronic Bank (FEB). 

While this bank might have created this system, its business model and operations are overseen by a different firm. This firm is called Genesis FS Card Services, which operates in partnership with FEB.

The headquarters of FEB is in Salt Lake City, Utah. However, the main office where all Destiny Card login operations take place is situated in Beaverton, New Orleans.

Many people have started using the Destiny card login system because of two primary benefits that it provides. These two benefits (which is its main marketing USP) are:

  • Zero Liability Protection: Protects users who have a zero account balance by not penalizing them for keeping zero cash in their accounts.
  • Identity Theft Protection: In case money gets stolen from your account by someone pretending to be you, Destiny has got you insured. 

To use my Destiny Card login services, you have to pay an annual fee that ranges from $59 to $99. In addition, you also have to pay an Annual Percentage Charge of 24.9%.

Why Use Destiny Credit Card?

Why Use Destiny Credit Card

People wish to know more about the Destiny Card login process because using a Destiny Card confers many benefits. Some of the best benefits that its users get are:

1. Easier Access

When you go to the Destiny Card website, the entire process is simple and quick. Accessing your account information is pretty simple and requires minimal effort to do so. Moreover, you also have the Destiny card login app on your smartphone, which makes things a lot easier.

The Destiny Card app has various features that you can access to make your banking experience easier, like:

  • Analyze your credit balance and credit score.
  • You can access your Destiny Card passbook to have a look at all your transaction and credit paybacks so far.
  • When you need to pay back the credit due to Destiny Card, you can schedule its payment ahead of time through this app. This automates the payment process, making the entire process hassle-free.

2. Payment Security

To ensure that your Destiny Card login procedure goes smoothly as possible, the company has ensured that several layers of security are active at all times. 

Two such levels of security provided by Destiny login Credit Card are:

  • Zero Liability Protection: Protects users who have a zero account balance by not penalizing them for keeping zero cash in their accounts.
  • Identity Theft Protection: In case money gets stolen from your account by someone pretending to be you, Destiny has got you insured.

3. Options For Paying Automatically

One of the coolest benefits of using a Destiny Credit card is its use of the acclaimed auto pay function. 

As mentioned before, you can use the Destiny Card login app to schedule the payment for harnessing merchant cash advance loans. If you have got the money in your account, why not simply schedule the payment and make the entire process hassle-free?

4. Easily Build Credit

Building a good credit score has become necessary in the credit market today. If you don’t have a good credit score, it becomes progressively more difficult for you to get loans. The lower your credit score becomes, the harder it becomes for you as well.

Therefore, with hassle-free payments made possible by using this credit card service, you can increase your credit score slowly. Over time, this will let you have a good credit score, increasing your overall creditworthiness. Plus, it will let you manage through your debts as well!

5. Zero Balance Transfer

One of the best advantages of using Destiny Credit Credit is the fact that you get to use a zero-account balance. When you create a Destiny credit balance, the account you create is a zero account balance. 

This means that you don’t need to keep a certain amount in your account at all times to keep it active. You may opt for opening the account with zero dollars in it! Plus, you don’t necessarily need a balance transfer from your precious accounts!

How To Create A Destiny Card Login Account?

How To Create A Destiny Card Login Account

Before you learn how to Destiny Card login, you must register yourself with the bank and create your account. The best thing is the fact that you can do this entire process online!

All you need to do is simply follow the steps explained below:

  1. First, open the official webpage of Destiny Master Card login or Destiny Visa Card login. You can search for it on Google and click on the first link that appears.
  2. As you enter the homepage, you will find a section called My Account, which you must navigate to.
  3. Now, find the Register your Account option and click on it.
  4. After you do so, you will be asked to enter your Destiny Card Login credentials as they appear on the screen.
  5. As you are done entering your account credentials, click on the Continue option.
  6. Finally, you will be asked for some form of verification (which will be mentioned on the screen). Provide all the other requested verification details, and you will be done with this process!

Destiny Card Login Process

Destiny Card Login Process

After you have completed your Destiny Card registration process, as explained above, the next thing you need to do is complete the actual Destiny Card login process!

To do so, follow the steps explained below:

  1. Go to the official Destiny Card website.
  2. Now, open your account details by clicking on the My Account option.
  3. Next, click on the login option.
  4. Finally, enter your Destiny Card login credentials, and that’s it! You now have all Destiny Credit Card services and features at your fingertips.


Destiny Credit Card login is one of the emerging types of unsecured credit cards. These types of credit cards are primarily meant for customers and clients who have lower credit standings affecting their credibility. With these credit cards by Destiny, even clients with low credit scores can get loans!

If you have any queries, feel free to comment below, and I will soon reach out to you!

More Resources:

For over 4+ years, Debamalya’s blogs in Voice of Action have been helping people reinvent themselves like Elle Woods in Legally Blonde. But what is the hack to this Secret Life of Walter Mitty? Taking S.M.A.R.T actions in this Pursuit of Happiness! After reading his blogs, you will find yourself looking inward for solutions for all problems in your life – emotional, physical, financial – you name it. He also has an ingenious way of playing The Witcher 3 and Sekiro as a form of “free therapy”.

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